UM/ UIM benefits (uninsured motorist/ underinsured motorist) are extended to insureds who are injured by someone without insurance or without enough insurance to cover their injuries. In a no-fault auto insurance state like Florida (see F.S. 627.7407), the first avenue of recovery for damages is one’s own personal injury protection…
Anyone who lives in Fort Myers knows U.S. 41 is a nightmare for motorists. Lanes are narrow. Traffic volumes are atrocious, especially at rush hour. There are few crosswalks and drivers routinely speed or tap away at their phones as they weave in-and-out of traffic. Worse, there is very little…
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