Two important types of injury insurance most working Americans should have are: Workers’ compensation and underinsured motorist (UIM) coverage. The first provides no-fault coverage of medical bills and lost wages in the event one is injured on-the-job. The second provides coverage for the wrongful acts of negligent drivers who don’t…
A worker injured in a construction accident first and foremost should seek workers’ compensation benefits, if applicable. Assuming the worker was an employee acting in the course and scope of employment, the benefits should be delivered quickly and assist with medical bills and lost wages. However, such benefits likely won’t cover…
The Florida Supreme Court has struck down a 2003 legislative change to state workers’ compensation law arbitrarily cutting off temporary total disability benefits after 104 weeks, opting instead to reinstate the previous law, which allowed such benefits to be paid out for a maximum of five years. The ruling was…