Florida Injury Lawyer Blog
Insurance companies have a broad duty to defend policyholders in actions where they are accused of liability. One example would be an auto accident. 
While this may seem of little consequence to the plaintiff, it matters because plaintiffs are ultimately looking to hold the insurance companies liable. That’s because the insured individual likely has far fewer personal resources to pay actual damages. Insurance companies, meanwhile, exist for the purpose of protecting against risk and paying damage claims.
This is why often times if an insurer is wrongly denying a claim and/or duty to defend, plaintiff may settle with the defendant for the right to stand in defendant’s place and sue his or her insurance company for breach of contract and/or bad faith. Continue reading ›
